Real estate appraisal services for homeowners in the city of Asheville and Buncombe County
Here are the top reasons NC homeowners use Shining Rock Appraisal Company:
Do you own a home in or near Asheville? Do you need help determining the value of your real estate?
We at Shining Rock Appraisal Company understand the unique needs of a consumer looking for appraisal services. Our regular business clients get the appraisal process and the customary reporting formats. Being a homeowner that probably doesn't see an appraisal on a regular basis,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Shining Rock Appraisal Company, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value opinion than yours. PMI Removal AppraisalsA preferred money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. At Shining Rock Appraisal Company, we're veterans in helping people just like you rid themselves of unwanted and unneeded PMI insurance. Challenge Buncombe county's assessment of your propertyYour local tax assessor may have your home overvalued if you live in an area that is going down. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Shining Rock Appraisal Company is your chief weapon. HELOC recently frozen?If your home is in a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. An appraisal from Shining Rock Appraisal Company can help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would like to have a veteran appraiser double-check it for precision or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home. |